Quantify and manage the risks to your community’s population, properties, and infrastructure—and prepare for disasters before they occur.

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Catastrophes are taking an increasing toll on society

From natural disasters such as earthquakes, hurricanes, tornadoes, floods, and wildfires, to the threat of terrorism and pandemics and the emergence of cyber incidents, catastrophes worldwide are expected to cost society roughly USD 380 billion a year. Those costs may well rise because of climate change. Insurance covers only a portion of the cost, resulting in a large protection gap that leaves governments and communities with a heavy financial burden during recovery.

Leverage the forward-looking power of catastrophe modeling

Verisk's Global Resilience practice helps governments and non-governmental organizations prepare for the impacts of disasters before they occur. Through catastrophe modeling we can quantify the impact of damage from disasters and potential risk mitigation strategies to better inform resilience decision-making.

Understand loss potential and vulnerability

Catastrophe models can reveal the financial impact and likelihood of extreme disasters—including even the most extreme, which may have no historical precedent. This information is essential for optimizing resources and planning in advance of the next “big one”.

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Evaluate risk mitigation strategies

Catastrophe model output can determine the return on investments in mitigation strategies—for example, stricter building codes, flood defenses, earthquake retrofit, etc.—by quantifying the reduction in expected losses.

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Inform disaster risk financing programs

Catastrophe models can be used to design custom financial instruments that pay out when disasters occur. These programs have been deployed in communities where traditional insurance markets don’t exist and have successfully funded recovery efforts.

Verisk’s Unique Capabilities

Comprehensive View of Risk

Verisk catastrophe models are available for over 100 countries and cover 85% of global catastrophe losses. They can be used to understand the risk from a variety of natural and man-made disasters such as hurricanes, earthquakes, floods, pandemics, and terrorist attacks.

Efficient Risk Assessments

Verisk leverages comprehensive databases of detailed information on residential and commercial properties. The underlying data allows for modeling without onsite inspections and with little or no additional data from stakeholders.

Proven Disaster Management Expertise

Verisk Worldwide founded the catastrophe modeling industry 30 years ago and continues to be at the forefront of helping society better prepare for extreme events.

Learn how we are helping

U.S. National Flood Insurance Program

Verisk has provided insight into U.S. homeowner flood loss potential that is helping the government reduce its burden of risk and is laying the foundation for achieving significant regulatory reform.

Verisk and NFIP

The World Bank

Verisk is collaborating with the World Bank on the launch of the Pandemic Emergency Financing Facility (PEF), a fast-disbursing global financing mechanism designed to protect the world against deadly pandemics.

Verisk and PEF

United Nations

Verisk research on the rising economic cost of natural disasters was a key contribution on developing the Sendai Framework to Disaster Risk Reduction.

Verisk and UNISDR

U.S. Army Corps of Engineers

Verisk provided its expertise to investigate the drivers of damage from hurricane-driven flooding of homes and businesses located along the Gulf and North Atlantic coasts of the United States.

Verisk and USACE

Global Earthquake Model (GEM)

AIR is a founding and supporting member of this initiative that provides catastrophe model access to communities traditionally priced out of the market.


Resources to Learn More

Global Resilience Blog

AIR periodically provide news and insights on the topics such as improving resilience, disaster management, and more.

Read the blog

About Catastrophe Risk Modeling

Learn more about how catastrophe models work and the countries and perils for which AIR offers models.

Learn more

Disaster Image Gallery

Verisk visits areas affected by disasters to understand how their communities responded and to gather data that improves our models.

See the gallery

Ready to improve your resilience?

Schedule a consultation with an expert from Verisk’s Global Resilience Practice.

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