Total risk management solution designed to perform the advanced analytics that you need to own your risk. Understand your estimated exposure to loss from extreme events today—and in the future.

More and more companies are choosing Touchstone®, AIR’s catastrophe risk modeling platform, as their preferred solution to meet increased needs for performance, transparency, and flexibility.

Go from data to insight to action, smarter than ever.

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How your business can get smarter

Touchstone enables near real-time decision-making, delivering more of the insight you want, not just more data. Spend less timing waiting and have more time to:

  • Make more informed underwriting, pricing, and risk management decisions
  • Compare different views of risk
  • Investigate the sensitivity of model assumptions
  • Satisfy regulatory reporting requirements

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A truly open and flexible platform

Touchstone fuels business agility and innovation by enabling you to bring together internal and external views of risk on one holistic platform.

Touchstone provides you with the flexibility to account for your own claims experience, implement assumptions based on your internal research, or perform sensitivity testing by modifying losses from AIR models by geography, event parameters, primary exposure characteristics, and even by individual event.

Third-party data and models can be seamlessly integrated to manage your non-modeled risk or test alternative views of risk.

You can even create your own models using AIR’s Model Builder, which helps you define your own hazard and engineering components before deploying them in Touchstone’s open platform.

Learn more about Model Builder

Streamline your underwriting decisions

Touchstone offers unparalleled ease of use and workflow efficiencies. It includes the ability to account for both catastrophe and non-catastrophe losses in a single platform, providing a more comprehensive view of risk. Touchstone’s underwriting mode streamlines the account underwriting process and enables companies to assess compliance with underwriting guidelines.

Learn more about the Underwriting Mode in Touchstone  

"Touchstone is helping us execute on our core principles, including disciplined underwriting, careful management of exposures and accumulations, and the deeper analytics required for effective catastrophe risk management.”

Endurance Re

"Touchstone's geospatial analytics have proven to be instrumental in leveraging Beach Re’s services to our clients by adding valuable insight that has been cited in support of a favorable rating or upgrade."

Beach Re

Gain critical insights and develop a deeper knowledge of your business

The award-winning visualization capabilities in Touchstone's geospatial analytics engine were developed to provide re/insurers with rich and intuitive insights into accumulations and how they relate to potential hazards. Use AIR’s extensive library of hazard and event layers or bring in data from external sources to help develop a deeper understanding of additional sources of risk. Geospatial analyses are backed by Touchstone's industry-leading financial module, so you can apply policy and layer terms to evaluate your exposed limits. Use the dynamic ring functionality to pinpoint the area of user-specified radius that contains your greatest concentration of exposure, allowing you to find accumulation “hotspots” accurately and efficiently.

Read more about the Geospatial Analytics Module in Touchstone

Manage, assess, and enhance your exposure data

Model output is only as good as the exposure data you input. Poor quality data can result in significant under- or overestimation of your risk, leading to poor decisions. The Data Quality Analytics Module in Touchstone shows you where your data falls short, whether it's incomplete or inconsistent, and to what extent the deficiencies impact your risk modeling results. Leveraging the vast data resources of AIR’s parent company Verisk Analytics, you can fill in missing values and replace questionable data.

With the acquisition of Sequel by Verisk, users can take advantage of seamless data transfer between Touchstone and Sequel Impact, an exposure data warehouse solution that spans all lines of business. Future integration with Sequel Impact will provide users with a powerful and flexible suite of tools, including enhanced options for exposure aggregation, geospatial analysis, and management of non-modeled risk.

Learn more about the Data Quality Module

Simplify your risk modeling workflows

No two businesses are alike. So why take a “one-size-fits-all" approach to support your unique business? AIR offers choice in deployment, whether you want to keep your modeling resources on premises, in the AIR Cloud, or in a third-party cloud. You can also take advantage of a hybrid solution, leveraging the resources available in Microsoft© Azure® to burst to the cloud during periods of peak demand, such as renewals. You can even get model results without interacting with the software directly, by using Touchstone APIs to integrate risk analytics directly into your existing workflow.



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