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Managing U.S. Flood Risk: Part I, Modeling Hurricane-Induced Precipitation

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The 2010 Haiti Earthquake: From Devastation to a Deeper Understanding of Caribbean Seismicity

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Modeling Fundamentals: Accounting for the Hours Clause

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Your search has returned 185 results.

Uncertainty in Estimating Commercial Losses—and Best Practices for Reducing It

Articles | AIR Currents Article
July 28, 2011

AIR Principal Engineer Dr. Vineet Jain explains why commercial losses are more unpredictable than residential losses and provides some best practices to follow when modeling commercial portfolios.
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Learning From Typhoon Haiyan

Articles | AIR Currents Article
November 20, 2014

One year ago, the most powerful typhoon in the Philippines’ history left a humanitarian disaster in its wake, along with far-reaching economic impacts. Read about what is being done to improve the country’s future resilience to natural catastrophes, including AIR's participation in risk assessment projects led by the World Bank and the Asian Development Bank.
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Global Population Movement: An Important Component for Modeling Pandemic Risk

Articles | AIR Currents Article
June 23, 2014

According to airline industry forecasts, global air travel is expected to double in the next 15 years. Learn why it is essential to capture population movement in modeling the spread of pandemic diseases and resulting life insurance losses.
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Preview of the 2014 Atlantic Hurricane Season

Articles | AIR Currents Article
June 23, 2014

With cooler Atlantic sea surface temperatures and El Niño conditions developing, forecasts for the 2014 hurricane season point to low storm activity. Forecasts of fewer storms don’t eliminate the risk of a damaging tropical cyclone, however, and it has been eight years since a major hurricane made landfall in the United States. Learn why meteorologists are keeping a weather eye on the 2014 hurricane season in both the Atlantic and the Pacific.
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Note on Managing Earthquake Risk in Israel

Articles | AIR Currents Article
May 27, 2014

Ever since a series of five minor earthquakes struck northern Israel during one week in late October 2013, earthquake preparedness has been on the minds of many in Israel—including insurers. Although the largest of these October quakes was magnitude 3.5 (M3.5) and did not cause major damage, many wondered if this “earthquake swarm” was a portent of a larger quake in the near term. No one has the definitive answer, but insurers can understand their earthquake risk better through a comprehensive view of regional seismicity. This Note takes a brief look at the hazard.
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Twenty Years After Northridge—Can We Fix Earthquake Insurance in California?

Articles | AIR Currents Article
January 23, 2014

This month marks the 20th anniversary of the M6.7 Northridge Earthquake—the major turning point in the history of California’s earthquake insurance industry. This article discusses how earthquake insurance has evolved since 1994 and what role catastrophe models can have in shaping its future.
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Modeling Fundamentals: Evaluating Risk Measures

Articles | AIR Currents Article
January 23, 2014

A discussion of advantages and limitations of several risk measures, such as TVaR, used to assess capital and solvency requirements and price risk transfer opportunities.
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All Over the Map: Catastrophe Modeling and the Impact of Residential Windstorm Deductibles

Articles | AIR Currents Article
October 24, 2013

The National Hurricane Center re-categorized Sandy from a "hurricane" to a "post-tropical cyclone" shortly before landfall one year ago this month. This decision dramatically highlights the issue of hurricane deductibles and the many ways that different states handle them. This AIR Current provides guidance for insurers in understanding deductibles in the context of catastrophe modeling.
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A Multi-Peril View of Catastrophe Risk in China

Articles | AIR Currents Article
July 24, 2013

In this article, Heidi Wang, Senior Manager in AIR’s Business Development group, and Albert Chen, manager of AIR’s China operations, discuss the growth of China’s insurance market and the increasing number—and value—of the country’s exposures, which reinforce the need to take a multi-peril view of risk.
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Providing a Reliable Solution for Modeling Large Industrial Facilities

Articles | AIR Currents Article
February 20, 2013

Modeling industrial facilities—which exhibit a great number and array of assets—is challenging. A previous AIR Current discussed the component-based approach AIR introduced in 2009 to help commercial insurers and other stakeholders navigate this task. This article features an in-depth look at that approach for the largest, most complex industrial sites, and includes a case study highlighting the utility of AIR’s 400-series of occupancy codes, meticulously designed for these particular exposures.  
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