Case Studies

Palomar Case Study

As managing flood risk becomes increasingly important to their customers, Palomar has sought to broaden their insurance offering to include a flood insurance product that was affordable, profitable, and actuarially sound. To help determine the pricing for this new flood coverage, Palomar sought a robust modeling solution they could rely on to set appropriate risk premiums.

“Historically, the insurance industry has struggled to develop new products for hazards such as flood. That has changed with the introduction of AIR’s innovative new flood model for the U.S. Now there’s a credible probabilistic model in the market that enables Palomar to thoughtfully and competitively price a flood insurance product in the private market.”

Palomar is a leading specialty insurer that focuses on catastrophe-exposed residential and commercial property lines of business.



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