Fifteen years after 9/11, terrorism remains a complex and highly dynamic global threat capable of causing significant insurance losses.

The passage of the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) of 2015, which extends the federally-backed program through 2020, and the continuation of terrorism pools around the globe has brought stability to the market. Now, many companies are taking a closer look at their coverages to mitigate losses from terror attacks

More than ever, you need a comprehensive suite of solutions that can help you test various strategies and make sound underwriting decisions.

Read the article on AIR terrorism modeling solutions

Find your accumulation "hot spots"

Traditional grid-based methods for monitoring exposure accumulation are error prone. AIR's Dynamic Ring Analysis tool in Touchstone frees you from the constraints of the grid to identify your true areas of maximum property and workers' compensation exposure. Rings can also be used in conjunction with user-specified damage ratios in scenario testing or alongside terrorism risk maps produced by AIR's sister company Verisk Maplecroft®.

Ring analysis also allows for easy configuration and analysis of Lloyd's RDS events and regulatory reporting requirements. Visualize your results on a map or export them to create intuitive reports that can be shared with stakeholders.

Watch the video

"What if" scenarios provide insight into your company's resilience

A deterministic loss analysis will help you assess the impact of different attack scenarios on a portfolio. Rather than using fixed damage ratios within defined rings, deterministic analysis employs realistic, physics-based blast attenuation functions and engineering expertise to estimate damage and loss. Select your own target or, for the U.S., choose from AIR's comprehensive landmark database, then choose from a wide variety of weapon types to test custom "what-if" scenarios.

Touchstone allows you to simulate conventional weapon attacks in 27 countries—simulations that take into account urban density, weapon tonnage, and the vulnerability of buildings to overpressure.

Read the brochure

How large can the losses be?

You want to be able to respond to the changing landscape of terrorism risk. With AIR's probabilistic terrorism model for the U.S., you can consider the likelihood of terrorist attacks and just  how large the losses could be.

The probabilistic model incorporates operational threat assessments made by a team of counterterrorism experts with decades of experience to estimate attack frequencies. Model output can be used to drive decisions such as risk selection, risk transfer, and pricing.



You’re almost done.
We need to confirm your email address.
To complete the registration process, please click the link in the email we just sent you.

Unable to subscribe at this moment. Please try again after some time. Contact us if the issue persists.

The email address  is already subscribed.