Cyber insurance represents one of the fastest-growing sectors of the insurance industry. Do you know what your global cyber accumulations are? What does this ever-growing class of business mean for your enterprise risk? With AIR’s cyber solutions, you can better understand your cyber exposure and risk today and identify opportunities for growth in this emerging market.

Issue Brief: Rethinking Systemic Cyber Risk—An Approach for Growth

Systemic cyber risk can lead to catastrophic losses

Multiple sources of systemic cyber risk create the potential for large-scale losses to be triggered from a single incident. Unlike natural disasters—whose risk is correlated by easily verifiable geographic location— systemic cyber risk aggregates itself around sources that are challenging to understand.

Cloud down report: Discover the impact of a major cloud outage on the US economy

What makes AIR’s modeling approach unique?

Learn about AIR cyber data partners

Insurers lack valuable cyber risk data

Market dynamics prevent cyber insurers from collecting the information needed at the point of underwriting. As people and processes have become unreliable, technology is best suited to resolve the cyber exposure data problem.

The Cyber Data Challenge

Insurers need clear strategies to manage silent cyber risk

Cyber incidents may result in claims on all-risk policies or policies that do not explicitly include or exclude cyber. This uncertainty can create additional cyber exposure that insurers must quantify and manage.

What is #SilentSilentCyber?

Cyber risk continues to evolve at a rapid pace

Insurers are challenged to keep up with increasing vulnerabilities and emerging threat vectors. In addition, new regulations create additional forms of loss that insurers must prepare for and manage.

Regulation in Cyber: GDPR

Resources to learn more

AIR Cyber Blog

AIR periodically provides news and insights on topics such as cyber threat vectors, risk management practices and more.

Read the blog

Analytics of Risk from Cyber (ARC)

ARC is a cyber risk modeling and analytics platform that informs underwriting, portfolio management and risk transfer decision-making.

Learn more

Verisk Cyber Risk Solutions

Only AIR and its sister companies at Verisk can offer a holistic view for managing cyber risk across the insurance value chain.

Learn more



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