Get the most from your risk transfer program with AIR risk transfer services.
The array of reinsurance treaties and insurance-linked securities (ILS) being structured and marketed today is increasingly diverse. AIR's comprehensive risk transfer services help issuers of and investors in these financial instruments make informed decisions to meet their strategic goals.
Understanding the Market
New approaches to transferring risk are constantly under development, and savvy business leaders continue to drive risk transfer innovation. AIR supported the first large-scale catastrophe bond in 1997, and has since assisted catastrophe-exposed organizations in trading billions in risk-exposed capital through securitized investment vehicles. As a leader and trusted provider of risk modeling and consulting solutions, AIR applies our deep expertise throughout the process as we help both issuers and investors make profitable decisions.
Helping investors focus on the details that matter
In today’s insurance-linked securities (ILS) market, investors are increasingly using catastrophe modeling software to “remodel” cat bonds. Remodeling helps investors gain additional insights into a bond, such as its impact on existing portfolios. To learn more about the remodeling process, check out this video.
Our Comprehensive Approach
At the core of AIR risk transfer services is our best-in-class modeling software. Our transparent modeling framework supports traditional and alternative risk transfer structures and payment mechanisms, and our experienced team will help you tailor your risk transfer program to better align with your business objectives.
- Data Review
- Data Scoring Quality
- Exposure Concentration Analytics
- Hazard Analysis
Risk Profile Development
- Current Risk Transfer Program Analysis
- Contract Term Application
- Event Definition
- Risk Analysis Auditing
- Trigger Development
- Basis Risk Analysis
- Portfolio Optimization
Risk Transfer Support
- Peril Model Description(s)
- Risk Analysis Report(s)
- Customized Exhibits
- Rating Agency Support
- Investor Meetings
Post Placement Support
- Trigger Resets
- Event Reports
- Real-Time Catastrophe Loss Estimates
- Post-Event Loss Calculations
- Exposure Growth Calculations
Designed with You in Mind
AIR prepares detailed analyses that can greatly enhance your company's risk transfer strategy.
Traditional or Collateralized Reinsurance
AIR consultants help you quantify the risk being ceded and understand your risk profile on a net retained basis to enable reinsurance strategy evaluation and exploration of risk transfer alternatives.
Issuers of Insurance-Linked Securities
Having supported the issuance of more than 125 ILS transactions, AIR's specialized securitization team applies a disciplined approach in executing each element required to help you successfully place a cat bond.
Capital Market Investors
The AIR securitization team applies its expertise to quickly and accurately analyze even the most complex structures in the market, and provide timely data so that you can evaluate the marginal impact of newly issued securities—typically within a few days of receiving an Offering Circular.