More than a decade after 9/11, terrorism remains a complex and dynamic global threat.

With just months to go until the expiration of the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA), the insurance market faces considerable uncertainty regarding the federal backstop and demand for terrorism coverage remains high.

More than ever, insurers need reliable, comprehensive tools that can help them navigate the uncertainty, test various strategies, and make profitable underwriting decisions.

Find out why so many companies are choosing AIR's solutions for managing terrorism risk.

Read the Brochure


Leverage Expertise from Counterterrorism Specialists

The AIR terrorism model for the U.S. encompasses a full range of potential weapons (including CBRN), target locations, and associated probabilities of attack. It is informed by detailed operational threat assessments by "Red Team" counterterrorism specialists with decades of experience with the FBI, CIA, Department of Defense, and other U.S. government bodies.

The model includes a comprehensive database of potential targets across the United States (including many buildings found in the Department of Homeland Security database) and a subset of "trophy targets" that carry a higher probability of attack. Companies can use AIR's terrorism modeling solution to model losses to both property and workers' compensation lines of business.

Run a probabilistic analysis to get a comprehensive understanding of your risk. Find out where your portfolio may be overly concentrated in at-risk areas, and where you can prudently grow your business.


  • Conventional
    Airplane Crash
  • Chemical
  • Biological
  • Radiological
  • Nuclear

Lines of Business

  • Property
  • Life
  • Accident
  • Health
  • Workers' compensation


  • AIR Landmark Database
  • Third-party targets
  • Location in portfolio

Analysis Types

  • Exposure concentration
  • Probabilistic
  • Deterministic

Conduct Deterministic Analyses in Touchstone's Geospatial Analytics Module

Using Touchstone®'s Geospatial Analytics Module, you can also conduct deterministic "what-if" analyses to assess potential attacks, whether they are on high value locations in your portfolio, from AIR's database of targets in the U.S., or from a third-party database. Calculate exposure accumulations within concentric rings of user-defined radii, apply user-defined damage ratios for each ring, and calculate potential losses through Touchstone's AIR's financial module, which supports a wide range of policy conditions.

What-if analyses are especially important in demonstrating sound risk management practices for the A.M. Best Supplemental Rating Questionnaire (SRQ) and the S&P Property/Casualty Terrorism Survey.

Partnering with IHS to Provide Terrorism Solutions in More than 85 Countries

Touchstone's open architecture allows for seamless integration of third-party data. AIR has collaborated with IHS Inc., a global information company with world-class experts in terrorism, to provide IHS TerrorRisk data in Touchstone. You can run deterministic studies around IHS TerrorRisk targets in more than 85 countries and 140 cities.



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