Location Builder Risk Fields

AIR's individual risk methodology follows a structured, logical approach that groups building characteristics according to their function to reflect the contribution of each characteristic to overall building performance. For information about the individual risk characteristics that are supported in a specific model, refer to the "Model in Touchstone” chapter in the model description, which is available on AIR's Client Portal.

The following table describes the Touchstone location fields related to builder's risk for this location. For information about modeling Builder's Risk, see the Using Builder's Risk in Touchstone guide.




Validation Rules

Default Value

Project Completion

       HI TC

       US EQ

       US HU

Completeness percentage of the building project at this location

Touchstone defines this value as the percentage of the project completed with the start of the corresponding policy. The project completion percentage is by the cost of the project.

This field only applies to the Average Project Loss (5) project phase code. If you specify No Builder's Risk (0) or another phase loss, Touchstone ignores the value that specify for the project completion percentage.


       Defaults to a value in the Touchstone user interface

       Can be a numeric value between 0 and .99, inclusive


Project Phase Code

       HI TC

       US EQ

       US HU

One of the following values to describe the vulnerability applicable to the phase of construction for the building project at this location:

Code Value


No Builder's Risk (0)


Phase 1 (1)

Foundation and substructure

Phase 2 (2)


Phase 3 (3)

Walls and roofing

Phase 4 (4)

Interiors, mechanical (conveying, plumbing, HVAC, fire protection), electrical, furnishings, miscellany.

Average Project Loss (5)

Average project loss over the duration of the project

Worst Loss (6)

Project phase when the loss potential is highest

A value of No Builder's Risk (0) for this field indicates that the building is completed, regular risk is assumed, and Touchstone applies no builder's risk.

If the level of builder's risk is unknown, enter 0 for this field.


       Defaults to a value in the Touchstone user interface

No Builder's Risk (0)


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Touchstone 5.0 Updated January 17, 2019