Residential Occupancies

AIR provides the following codes for residential occupancies:

Occupancy Code

Category

SIC2-Digit

Description

301

General Residential

 

General Residential is a composite of all other Residential Occupancies. You can select this occupancy class code if you have no specific information about the risk.

302

Permanent Dwelling: Single Family

 

Single-unit detached dwellings usually occupied by a single family.

303

Permanent Dwelling: Multi Family

 

Multiple-unit dwellings usually occupied by more than one family. Typically, multi-family dwellings consist of four units or less.

304

Temporary Lodging

70

Commercial establishments known to the public as hotels, motels, motor hotels, or tourist courts primarily engaged in providing lodging or lodging and meals to the general public. This category includes hotels that are operated by organizations for members only. Also, establishments primarily engaged in renting, such as boarding houses, lodging houses, or rooming houses.

305

Group Institutional Housing

 

Residential units under institutional control. Examples include college dormitories, nursing homes, and retirement centers where medical care is incidental.

306

Apartments/Condominiums

 

Attached, multi-unit housing with more than four units.

307

Terraced Housing

 

Attached residential unit. Commonly found in Europe, e.g., United Kingdom.

382

Construction/Erection Risks

 

Residential construction/erection risk is an under-construction building that is intended for a general residential occupancy. Currently supported only for locations in China, India, South Korea, Southeast Asia (Earthquake and Typhoon), South America, and Japan (Earthquake and Typhoon).

 


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Touchstone 4.0 Updated June 13, 2018