Viewing Distribution by Overall Risk

 

This view displays the distribution of overall risk scores in your portfolio. The following table describes each of the columns.

Column

Description

# Locations

Number of locations with an overall risk score in the corresponding overall risk band.

% Known Construction

Percent of locations in the corresponding overall risk band with known construction information.

% Known Occupancy

Percent of locations in the corresponding overall risk band with known occupancy information.

% Known Stories

Percent of locations in the corresponding overall risk band where the number of stories is known.

% Known Year Built

Percent of locations in the corresponding overall risk band where the year built is known year.

% Portfolio Locations

Percent of portfolio locations in the corresponding overall risk band.

% Portfolio Replacement Value

Percent of the portfolio replacement value made up by locations in the corresponding overall risk band.

% Quality Geocode

Percent of locations in the corresponding overall risk band  with a quality geocode match level of Relaxed Address or better.

Overall Risk Category

Quantifies the overall risk based on:

       Known address information

       Known risk characteristics

       Data quality

       Loss costs and average annual losses for exposures in the same geographic locations

The higher the overall risk value, the higher the risk the data structure presents.

Total Replacement Value

Total replacement value (across all coverages) of all locations in the corresponding risk band.

 

 

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Touchstone V3.0 Updated December 01, 2016