Gaining insight into more effective ways of
managing exposure to catastrophe risk is one of the most important
benefits of a CLAS analysis and a primary goal of AIR clients. This
detailed analysis provides a clear picture of a company's
geographical distribution of exposures and potential catastrophe losses on
those exposures.
The key drivers of a company's catastrophe risk are determined,
including which perils, regions, and lines of business, etc., have the
greatest marginal impact on probable maximum losses. Information is
presented in easy to use tables, maps and charts.
Follow-up analyses help clients fine-tune underwriting
guidelines and growth strategies to better manage future catastrophe loss
potential. The analyses clearly show where business can be expanded
without increasing large loss potential, as well as areas in which a
company is already over exposed to catastrophe losses.
AIR consulting services are customized to the needs of
clients. Starting with a detailed exposure management study, clients may
extend the study to a full portfolio
optimization analysis.