Location Basic Building Fields

 

The following table describes the Touchstone location fields related to the basic building characteristics of this location:

Field

Description

Validation Rules

Default Value

Construction Code Type

One of the following types of construction codes to indicate the construction code type that you are using for the building construction and other structures construction for this location:

       AIR codes (AIR)

       ATC codes (ATC)

       ISO earthquake codes (ISE)

       ISO fire codes (ISF)

       ISO WC codes (ISW)

       RMS industrial codes (RMI)

       RMS codes (RMS)

  If you select a non-AIR construction code type and specify non-AIR construction codes in the Construction Building and Construction Other Structures fields, Touchstone displays the non-AIR construction codes in these fields. Touchstone also maps these codes to AIR construction codes. Note that Touchstone stores both the non-AIR (user-supplied) construction codes that you have specified and the corresponding AIR construction codes in the exposure database into which you have imported or added your locations.

       Required if you are creating a new record or editing an existing record

       Defaults to a value in the Touchstone user interface

AIR codes

Construction Building

Construction code for the building at this location

 

The construction code type that you have specified determines which codes are valid for this field.

 

See the lists of valid construction codes and valid non-AIR construction codes.

       Required if you are creating a new record or editing an existing record

       Defaults to a value in the Touchstone user interface if the construction code type is AIR codes (AIR)

       For offshore platforms, that is, for locations with an offshore country code such as "GOM" (Gulf of Mexico), the only valid construction class codes are the offshore asset construction class codes.

100 - Unknown

(800 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

Construction Other Structures

Construction code for any appurtenant structures covered at this location

 

The construction code type that you have specified determines which codes are valid for this field.

 

See the lists of valid construction codes and valid non-AIR construction codes.

       Optional

       Defaults to a value in the Touchstone user interface if the construction code type is AIR codes (AIR)

100 - Unknown

(800 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

Occupancy Code Type

One of the following types of occupancy codes to indicate the occupancy code that you are using for this location:

       AIR codes (AIR)

       ATC codes (ATC)

       ISO BOP codes (ISB)

       ISO COMFAL codes (ISC)

       ISO codes (ISO)

       RMS industrial codes (RMI)

       RMS codes (RMS)

       RMS WC codes (RWC)

       SIC codes (SIC)

  If you select a non-AIR occupancy code type and specify a non-AIR occupancy code in the Occupancy Code field, Touchstone displays the non-AIR occupancy codes in these fields. Touchstone also maps these codes to AIR occupancy codes. Note that Touchstone stores both the non-AIR (user-supplied) occupancy codes that you have specified and the corresponding AIR occupancy codes in the exposure database into which you have imported or added your locations.

       Required if you are creating a new record or editing an existing record

       Defaults to a value in the Touchstone user interface

AIR codes

Occupancy Code

Occupancy code for the building at this location

 

The occupancy code type that you have specified determines which codes are valid for this field.

 

See the lists of valid AIR occupancy codes and valid non-AIR occupancy codes.

       Required if you are creating a new record or editing an existing record

       Defaults to a value in the Touchstone user interface if the construction code type is AIR codes (AIR)

       For offshore platforms, that is, for locations with an offshore country code such as "GOM" (Gulf of Mexico), the only valid occupancy class codes are the offshore asset occupancy class codes.

311 - General commercial

(900 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

IsTenant

One of the following values to indicate whether this location is covered by a tenant policy:

       Yes

       No

Defaults to a value in the Touchstone user interface

No

Year Built

Year in which the building at this location was built or underwent a major upgrade

 

The age of a building provides a good indication of the building codes that are in effect for the building.

 

When the year built of the structure is not known, AIR calculates an unknown year built damage function by applying an exposure-weighted distribution to the corresponding damage functions for each year built.

 

Touchstone uses this field for earthquake and hurricane analysis.

       Defaults to a value in the Touchstone user interface

       Must be 0 or a numeric value between 1000 and 9999, inclusive

[NULL]

Stories

Number of floors or stories of the risks that this location record covers

 

For pleasure boats, this field represents the boat length in feet. Enter a value (in feet) within one of the following categories to specify the length of the pleasure boat:

       Small (up to 26 feet)

       Medium (26-50 feet)

       Large (over 50 feet)

If the pleasure boat length is unknown, enter 0.

 

Touchstone does not support this field for offshore platform policies. Enter 0.

       Defaults to a value in the Touchstone user interface

       Must be a numeric value between 0 and 999, inclusive

[NULL]

Gross Area

Click here for differences between Gross Area and Floor Area.

This field affects losses for US Hurricane only.

Gross area of the building at this location.

Touchstone does not support this field for offshore platform policies. Enter 0.

       Defaults to a value in the Touchstone user interface

       Must be a numeric value between 0 and 15000000, inclusive

[NULL]

Gross Area Units

One of the following units of measurement for the gross area:

       Acre (AC)

       Hectare (HA)

       Square feet (SQFT)

       Square meters (SQM)

Defaults to a value in the Touchstone user interface

Square feet

ISO Construction Code

ISO construction codes for the building at this location

For a list of supported ISO construction codes, see ISO Fire Codes.

Optional

 

ISO Occupancy Code

ISO occupancy code for the building at this location

For a list of supported ISO occupancy codes, see ISO Commercial, Fire, and Allied Lines (COMFAL) Codes.

Optional

 

Building Value per Gross Area

Building value per gross area for this location

 

The building value per gross area calculation for each location is the replacement value building divided by the gross area.

       Read only

       Not applicable for workers' compensation locations

 

Territory

User-defined territory code for this location for reporting purposes

       Optional

       Can contain up to 30 characters

       Can contain hyphens and underscores

 

Building Height

Height of the building at this location

 

For an exposure of known construction and occupancy but unknown height, Touchstone uses a damage function that is a weighted average of the damage functions, for the same construction and occupancy classes, corresponding to all the different height classes.

For an exposure of known occupancy but unknown construction and height, Touchstone uses a damage function that is a weighted average of the damage functions for the same occupancy class corresponding to all combinations of construction and height classes.

 

The building height units that you have specified determines the unit in which you should express the value for this field.

Optional

 

Building Height Units

One of the following units of measurement for the building height:

       Feet (FT)

       Meters (M)

Optional

 

 

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Touchstone 3.0 Updated December 02, 2016